7 Ways You Can Make Your Retirement Savings Last During a Down Market – GOBankingRates


What kinds of expenses do you have coming up this year? Are you planning to purchase a new computer, appliance or even a car? 

Barbara O’Neill, accredited financial counselor and CEO of MoneyTalk, said now is the time to do the math for expenses anticipated in late summer or in the fall months. The “math” is calculating how much money needs to be saved to make the purchase by a certain date. Usually, an online calculator can be helpful in completing this analysis. 



What Kinds of funds do You’ve Arising this yr? Are you planning To buy A mannequin new pc, equipment Or maybe a automotive? 

Barbara O’Neill, accredited monetary counselor and CEO of MoneyTalk, said Now’s the time to do The maths for funds anticipated in late summer time or Inside The autumn months. The “math” is calculating how a lot money Want to be saved to make The acquisition by a sure date. Typically, An internet-based mostly calculator Might be useful in ending this evaluation. 

Do you have to plan to pay for The acquisition by taking out a mortgage, You’d possibly additionally calculate the month-to-month cost for a mortgage using An internet-based mostly mortgage calculator. After crunching the numbers, O’Neill said you’ll Be In a place To start out Making a financial savings or mortgage payoff plan based mostly on The outcomes.